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Critical factor
Protection for you and your loved ones What would life be like if you were diagnosed with a serious illness? Things could change very...


Combined finances
Planning ahead for your financial future together Some couples may prefer to keep their finances separate, while others share everything....


ISA deadline 5 April 2021: use it or lose it
Make the most of the tax breaks before it’s too late If you hold a Cash Individual Savings Account (ISA) you may be dissatisfied with the...


Could we see Negative Interest Rates in the UK?
In February, the Daily Telegraph had a headline which must have alarmed savers up and down the land: ‘Savers face threat of negative...


Is Wearable Tech set to Turn us into our own Doctors?
Many people reading this article will have a Fitbit, assiduously clocking up their 10,000 steps a day. Others will have taken it further,...


Can Being Flexible with Hours Really Boost Productivity?
In the old days it was simple. You went to work for a company, spent your whole life there and duly retired. ‘Security’ was what people...


Will we ever go back to the office full time?
For many people, the pattern of working life was well-established. They got up on a Monday morning, ate some breakfast and travelled into...


Tax saving opportunities
It’s time to identify, plan for and potentially mitigate your tax burdens While the Chancellor of the Exchequer, Rishi Sunak, is looking...


Review your needs and goals
Take the time to think about what you really want from your investments You need to consider what you really want from your investments....


Breaking up is hard to do
Managing the financial impact of divorce When long-term relationships split up, there are a host of implications for mortgages, savings,...


Don’t miss the ISA deadline
Saving and investing for a future that matters. Yours. Each tax year, we are given an annual Individual Savings Account (ISA) allowance....


Worrying about saving enough for retirement is more common than you may think
Determining how much you need to save for the retirement you want can be difficult enough without actually having to save the money. Your...


Gifting generation
Older family members supporting younger generation through the pandemic Young people have been one of the worst-affected groups from the...


New Year, new start to your finances
Taking time to understand your financial plans will really pay off At the start of every year we have great intentions, as financial...


Are premium bonds still worth it?
With the NS&I adjusting the premium bond prize-fund rate to just 1% in December of 2020, down from the previous 1.4%, around 21 million...


The housing market tells two distinct stories
Home-owners with equity to speak of and would-be first time buyers are having particularly different experiences of the housing market at...


The challenge of maintaining healthy habits in lockdown
It can be difficult for anyone to maintain good habits and easy to fall into less helpful ones at the best of times. Those challenges are...


The critical factor
Life-changing cover, for life-changing events Our lifestyles may vary, but we all need to make financial safeguards. Critical illness...


Three industries which could be set for a strong 2021
Alongside the obvious contenders of online retail giants and pharmaceutical companies, there are plenty of industries who can expect to...


Celebrating Christmas under Covid
It’s safe to say that Christmas 2020 is no usual Christmas. With the latest updates from the Government suggesting that families will be...
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